Leasing & Equipment Finance. Auspak.

Leasing is the term given to borrowing where the ownership of the asset remains with the financier, with you using the asset under contract for a specified term.

If you take a loan instead of a lease, you would be taking the ownership of the asset and offering it or something else for security.

Choosing a lease over a loan should be made with regard to the cost of the asset, compared to the return it generates. This will determine the repayment structure (and ultimately the rate) and the tax implication of choosing a lease.

Leasing allows you to choose – do you want to tie up cash purchasing equipment or vehicles, or use the cash flow in more productive ways? Do you want to match repayments to the life of an asset?

These are questions you should consider with you accountant and when you decide on a strategy, Auspak can provide your finance lease options.


An Auspak mortgage consultant can help identify a loan to suit your needs. Please contact us today for an obligation free consultation.

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Auspak Financial Services has access to a panel of lenders which can be viewed in our credit guide. While this panel does cover a broad range of lenders, borrowers should be aware that it does not include all lenders available in the market.